We help people get home loans.

Property Investors. Home Owners. First Home buyers.

Investment property mortgage broker

Property Investors

Whether you’re a seasoned investor looking to expand your portfolio or just starting out in the property market, we’re excited to join you on your journey. Property investing and creating wealth through property is what inspired Michael to become a Mortgage Broker.

We can tailor a plan toward reaching your financial goals. Whether your goals are to:

  • Replace work income with passive income

  • Purchase a desired amount of investment properties

  • Grow your portfolio

  • Or a mix of the above

We can help by reviewing your situation and structure your loans and portfolio that sets you up for long term growth whilst maximising your borrowing potential. We can also help with extracting equity for future purchases and ensure your rates are competitive in the current market.

Refinance home loan to get the best interest rate

Home Owners

So you already own your home but thinking about upgrading? Perhaps you haven’t reviewed your interest rate since they were first setup and looking for a sharper rate.

Whatever it may be, we can review your current loan/s, calculate your borrowing capacity and discuss ways in which we can get you into your next home. We will also check if your current lender is giving you a competitive rate and if not, negotiate on your behalf to get the best outcome or look elsewhere for better options.

Mortgage broker for first home owners grant

First Home Buyers.

We get it. Buying your first home can be stressful and overwheming. At times it can be quite confusing but it doesn’t need to be. This is an exciting time and we aim to simplify things for you.

Once you have made a decision to purchase your first home get in touch and we can hold your hand step by step throughout the entire buying process.

We can also let you know if you are eligible for financial assistance using government grants. Government grants differ from state to state, here is a helpful summary from ‘Canstar’.

  • So whats next, how does it work?

    The first step is to get in touch and we will email you a fact find to complete to better understand your goals and your financial situation.

  • Step 2.

    We will analyse your fact find and crunch the numbers.

  • Step 3.

    We present you with your best options and discuss any property related and loan queries you may have. This is usually done in person or over Zoom.

  • Step 4.

    Once you’ve decided to go ahead, we’ll need a list of documents from you to prepare for the bank application.

  • Step 5.

    We do all the legwork from here and work with the banks to get your loan approved and ready for settlement.

  • Step 6.

    Once the home loan has settled, our services don’t just end here! We’ll review your loans annually and negotiate with the banks to ensure you’re getting the sharpest rate possible.

Let’s Make it Happen. Contact us.

michael@mortgagechannel.com.au

0423 255 525